From The Blog

    Insights from 13 years in surplus funds

    Real-world knowledge from Alfred Taren — one of the most active surplus funds operators in the U.S. No fluff, just what works.

    What Are Surplus Funds? The Complete 2026 Beginner's Guide
    BEGINNER GUIDE

    What Are Surplus Funds? The Complete 2026 Beginner's Guide

    Surplus funds explained: what they are, where they come from, who they legally belong to, and how recovery agents help homeowners claim them.

    Read more 8 min read
    How to Start a Surplus Funds Business in 2026 (Step-by-Step)
    STEP-BY-STEP

    How to Start a Surplus Funds Business in 2026 (Step-by-Step)

    Complete guide to starting a recovery business: legal framework, lead sources, sales process, and what beginners get wrong.

    Read more 12 min read
    Is the Surplus Funds Business Legal? (State-by-State Breakdown)
    LEGAL

    Is the Surplus Funds Business Legal? (State-by-State Breakdown)

    Yes — recovery is legal in nearly every U.S. state. Here's the legal framework, state regulations, and fee caps explained.

    Read more 10 min read

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